From NIE to Escritura: Your Essential 12-Step Spanish Property Buying Guide

Spain remains a top destination for expatriates. Whether you're eyeing a villa in Alicante or a flat in Barcelona, this 12-step guide covers the essentials for 2026.

Phase 1: Preparation

1. Get your NIE (Número de Identificación de Extranjero): Essential for all financial transactions.
2. Open a Spanish Bank Account: Necessary for utility bills and taxes.
3. Hire a Gestor or Abogado: To handle the legal due diligence.

Phase 2: The Purchase

1. Property Search: Use verified listings.
2. Reservation Contract: Taking the property off the market (usually €3,000–€6,000).
3. Due Diligence: Checking the Nota Simple (land registry extract).
4. Arras Contract: The private purchase contract (10% deposit).
5. Notary Appointment: Signing the Escritura.

Phase 3: Post-Completion

1. Pay Taxes: ITP (resale) or IVA (new build).
2. Land Registry: Registering the property in your name.
3. Utilities: Switching contracts.
4. Community Fees: Registering with the building community.

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