tips
Beyond the Diagnostics: 3 Hidden Costs French Property Buyers Often Miss
5 min read
•Published February 8, 2026Beyond the Diagnostics: 3 Hidden Costs French Property Buyers Often Miss
You've budgeted for the agency fees and the Notaire. But have you considered these hidden costs of owning property in France?
- Taxe Foncière & Taxe d'Habitation: The annual property taxes. While Taxe d'Habitation is being phased out for main residences, it still applies to second homes.
- Co-ownership Charges (Copropriété): If you buy an apartment, request the last three years of meeting minutes. Look for upcoming expensive works like roof repairs or elevator replacements (appels de fonds).
- Septic Tank Compliance: In rural France, many homes are not on mains drainage. A non-compliant fosse septique can cost €10,000+ to replace, and you are legally required to fix it within a year of purchase.